If an injury leaves you disabled and unable to work for a period of time, will you continue to be paid your salary?
If disabled, you and your family’s personal bills still need to be paid. In fact, your normal living expenses may be higher when disabled, since you may need help around the house or have higher medical bills.
That’s when Disability Income Insurance (DI) can help! It is designed to replace a portion of your pay, so that you can continue to pay your household expenses.
DI is needed by everyone who earns a living. Married wage earners are those most likely to obtain disability insurance. However, single people are often more in need of this product. The single wage earner often does not have a spouse’s income to fall back on and may need the money to hire someone to assist them with daily life activities.
- 3 in 10 workers entering the workforce will become disabled before retiring
- More than half of all bankruptcies are due to a disability
- UIS Insurance & Investments offers numerous plans by the leading disability insurance companies